Trusted, Independent Mortgage Advice Across the North West

We will help, advise, and recommend the most suitable mortgage for you and your circumstances.

Mortgage Advice for Every Stage of Life

Whether you're buying, moving or investing, we’ll help you choose the right mortgage with confidence. See our full range below.

Independent, FCA-Authorised Mortgage Experts

With full-market access and no ties to lenders, we give you expert advice that’s truly in your best interest.

Get Started With a Free Expert Mortgage Consultation

Book a free, no-obligation consultation with one of our expert mortgage advisors today, wherever you're based in the UK.

Whatever your property goals, we’re here to help you find the right mortgage—explore your options below.

Our Mortgage Services

Find the right mortgage for your needs

First Time Buyer Mortgages

Buying your first home is exciting—but it can be daunting too. Our expert advisors guide you through every step, helping you understand your options and find the right mortgage with confidence.

Holiday Let
Mortgages

Whether you’re buying or remortgaging, we’ll guide you through specialist holiday let mortgage options—offering expert advice and access to competitive deals tailored for short-term rental properties.

Home Mover
Mortgages

Planning to move? Our expert advisers help you review your options—whether porting your mortgage or switching to a new deal—so you get the right rate and features for your next property.

Buy to Let Mortgages

Whether you’re buying your first rental property or expanding a growing portfolio, we offer expert, tailored advice and full access to competitive buy to let mortgage deals—helping you navigate the market with clarity and long-term confidence.

Remortgaging

Find a better deal and make your home work harder for you. Remortgaging can help you save money, avoid high standard variable rates, or release equity for life’s next steps. Get the right solution for your specific needs.

Equity Release

Looking to unlock cash from your home? Equity release lets you access tax-free funds without moving out. We offer independent, FCA-regulated advice on lifetime mortgages and other products—so you can plan for the future with confidence.

Later Life Mortgages

Aged 55 or over and exploring your options? We offer expert advice on later life mortgages—helping you unlock your home’s value through tailored retirement interest-only or lifetime mortgage solutions.

Lifetime Mortgages
If you’re looking for a way to release cash from your property while staying put, a Lifetime Mortgage could be a valuable solution. It’s often used to top up retirement income, or to help children get on the property ladder.
New Build & Self-Build Mortgages

Buying a new build or building your own home? Our expert advisers specialise in new build and self-build mortgages—offering flexible finance, tailored guidance, and support from plans to move-in.

Why Choose FPM Advice Centre?

With decades of combined experience and a client-first approach, our mortgage advisors provide honest guidance you can trust.

We are not tied to any lender, which means we can search the whole of the mortgage market to find a solution that’s tailored to your unique needs, ambitions, and financial circumstances.

Whatever your property goals, our priority is to help you navigate the mortgage market with clarity and confidence—ensuring you secure the best possible outcome for your personal circumstances.

Trusted, FCA-Authorised Experts

Decades of experience and full regulatory approval mean advice you can rely on.

Exceptional Client Care

We build lasting relationships—most of our business comes from referrals and repeat clients.

Truly Independent Advice

We’re not tied to any lender, so our guidance always puts your needs first.

Whole-of-Market Access

Compare competitive deals across the full mortgage market, including specialist products.

Local Knowledge, National Reach

Based in the North West, we serve clients across England and Wales with local insight.

Hassle-Free, End-to-End Support

From paperwork to negotiation, we handle the process so you can move forward with ease.

Flexible, Secure Appointments—Your Way

Your convenience and peace of mind is our priority. We offer flexible appointments to fit your schedule and preferences:

In-Person Appointments

Meet with us across Greater Manchester, the North West, and surrounding local areas.

Telephone Consultations

Quick, flexible advice over the phone—ideal for busy schedules or simple queries.

Zoom & Video Calls

Connect securely from anywhere in the UK with convenient, private video appointments.

Every digital meeting is carried out via safe, encrypted platforms, ensuring your personal information stays always protected.

Talk to a mortgage expert now!

Contact FPM Advice Centre for clear, personalised advice—wherever you are in the UK.