Home Mover Mortgages

Expert Mortgage Advice for Your Next Move

When it’s time to move home, you need the right mortgage and the right expertise to make the process as smooth as possible. At FPM Advice Centre, our independent mortgage advisors specialise in finding and arranging the most suitable home mover mortgage for your needs—no matter your circumstances, property goals, or location.

We understand that every move is unique, whether you’re upsizing, downsizing, relocating for work, or seeking a better location for your family. Our whole-of-market access means we can compare hundreds of mortgage products to secure the most competitive rate and the best features for your new home.

What is a Home Mover Mortgage?

A home mover mortgage is a new mortgage arranged when you sell your current property and buy another. You might-

Port your existing mortgage

(transfer your current deal to your new home)

Switch to a new mortgage product that better suits your changing circumstances.

Our advisers will review your current deal, borrowing needs, equity deposit, and future plans to find the best-fit mortgage.

Our Home Mover Mortgage Expertise

At FPM Advice Centre, we

Source home mover mortgages from across the whole UK market, including exclusive broker-only deals and specialist lenders.
Assess your eligibility for a wide range of mortgage products, including fixed-rate, tracker, offset, and flexible mortgages.
Identify the best features for your move—such as low rates, flexible repayment options, or the ability to make overpayments.
Support with complex situations, including second homes, self-employed income, unusual properties, or buying and selling simultaneously.
Work closely with estate agents, solicitors, and lenders to manage the whole process on your behalf.

Step-by-Step Guide- Arranging Your Home Mover Mortgage

Expert Consultation

We start with a full review of your current mortgage, property value, equity, and goals for your next move.

Product Sourcing

We compare home mover mortgages across the market—fixed, tracker, offset, flexible, and specialist products—to find the best match.

Agreement in Principle

We secure a mortgage Agreement in Principle so you can confidently make offers on your next home.

Application Support

Our advisers handle your mortgage application, liaise with the lender, and keep you updated throughout.

Coordinating Your Move

We help you time your sale and purchase, work with your solicitor and estate agent, and ensure a smooth transition.

Completion and Ongoing Support

Once your new mortgage completes, we’re still here for annual reviews and future mortgage needs.

Home Mover Mortgage FAQs

What types of mortgages are available for home movers?

We offer fixed-rate, variable, tracker, offset, and flexible home mover mortgages. We’ll advise you on which suits your circumstances and preferences.

Can I port my existing mortgage to my new property?

Many lenders allow porting, but it’s not always the best deal. We’ll compare porting versus switching to a new product and recommend what’s right for you.

What if I need to borrow more for my new home?

We’ll help you assess your borrowing power and find the best lender and product for a larger loan or increased deposit requirements.

Do you offer mortgages for complex situations?

Yes! Whether you’re self-employed, buying a non-standard property, or have a complex income, our specialist knowledge and whole-of-market access means we can help.

How do you ensure I get the best mortgage deal?

We use advanced sourcing tools to compare hundreds of mortgage products, including exclusive deals and products not available direct from lenders. Our advice is always impartial and tailored to your needs.

Features & Benefits of a Home Mover Mortgage

Flexible borrowing

Secure the right loan amount for your next home

Choice of fixed, variable, and tracker rates

Choose the product that fits your budget and risk appetite.

Option to port your mortgage

Keep your existing rate if it’s competitive, or switch for better deals.

Expert advice on timing

Minimise the gap between selling and buying and avoid unnecessary costs.

Support with paperwork

From application to completion, we handle the details so you can focus on your move.

Here’s how a home mover mortgage can work in your favour

What do our clients think?

Just wanted to write to say that I have been impressed with Anthony’s service & customer care at every stage of my journey. Made a prompt appointment and turned up as arranged, gave the personal touch and found the best product for my needs. I didn’t feel abandoned at any time and got a quick response to any queries and texts back from him to keep me updated! Would highly recommend him to anyone.

I was recommended the services of FPM Advice Centre nearly two decades ago. Mark offers an outstanding, personal service – nothing is too much trouble, his knowledge, advice and guidance on both my mortgage and pension has been stress free and reassuring. I wouldn’t hesitate to recommend FPM Advice Centre to anyone looking for financial advice.

Thanks once again Mark for sorting out our Mortgage. This is better than we expected. I know I can trust your advice and professional manner.

Could you pass our thanks to Mark (again). We think that this is the seventh time Mark has helped us out. Why would we go anywhere else when we know everything will just progress like clockwork.

We wanted to drop you a line for not giving up on us. We also wanted you to know that Stewart was first class, his experience and professionalism made us feel in extremely safe hands and was very much appreciated.

Start Your Home Move with FPM Advice Centre

Let us take the stress out of moving home with expert, independent mortgage advice and access to the best products on the market.